:root {
  --navy: #082d59;
  --blue: #0868dc;
  --green: #72d900;
  --ink: #12243a;
  --muted: #5f6f82;
  --cloud: #f3f7fb;
  --white: #fff;
  --line: #dce5ee;
  --radius: 22px;
  --shadow: 0 20px 50px rgba(8,45,89,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,"Segoe UI",sans-serif;color:var(--ink);background:var(--white);line-height:1.6}
a{color:inherit;text-decoration:none}
.site-header{position:sticky;top:0;z-index:10;display:flex;align-items:center;justify-content:space-between;padding:14px clamp(20px,5vw,72px);background:rgba(255,255,255,.94);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.brand img{display:block;width:min(520px,56vw);height:108px;object-fit:contain;object-position:left center}
nav{display:flex;align-items:center;gap:24px;font-weight:700;color:var(--navy)}
nav a:hover{color:var(--blue)}
.language{border:1px solid var(--navy);border-radius:999px;background:white;color:var(--navy);padding:9px 14px;font:inherit;cursor:pointer}
main,footer{overflow:hidden}
.hero{min-height:650px;display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:center;padding:90px clamp(24px,7vw,110px);background:radial-gradient(circle at 85% 20%,rgba(114,217,0,.19),transparent 28%),linear-gradient(135deg,#f7fbff 0%,#eef6ff 60%,#fff 100%)}
.hero h1{max-width:760px;margin:8px 0 20px;color:var(--navy);font-size:clamp(46px,7vw,86px);line-height:1.02;letter-spacing:-.055em}
.hero-copy>p:not(.eyebrow){max-width:680px;font-size:clamp(18px,2vw,23px);color:var(--muted)}
.eyebrow{text-transform:uppercase;letter-spacing:.14em;font-size:13px;font-weight:900;color:var(--blue)}
.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
.button{display:inline-flex;justify-content:center;align-items:center;border:0;border-radius:999px;padding:14px 22px;font-weight:800;cursor:pointer}
.button.primary{background:var(--green);color:#102b0a;box-shadow:0 10px 25px rgba(114,217,0,.26)}
.button.secondary{background:var(--navy);color:white}
.hero-visual{position:relative;min-height:470px;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.hero-visual>img{display:block;width:100%;height:100%;min-height:470px;object-fit:cover;object-position:62% center}
.trust-card{position:absolute;right:18px;bottom:18px;left:18px;padding:24px;border-radius:18px;background:rgba(6,31,62,.94);color:white;box-shadow:var(--shadow);backdrop-filter:blur(8px)}
.trust-card strong{display:block;margin:18px 0 8px;font-size:25px}
.trust-card p{margin:0;color:#d7e7fa}
.shield{display:grid;place-items:center;width:74px;height:82px;background:var(--green);color:var(--navy);font-size:40px;font-weight:900;clip-path:polygon(50% 0,95% 16%,88% 72%,50% 100%,12% 72%,5% 16%)}
.section{padding:90px clamp(24px,7vw,110px)}
.section-heading{max-width:720px;margin-bottom:38px}
.section h2{margin:4px 0 14px;color:var(--navy);font-size:clamp(34px,4.5vw,56px);line-height:1.08;letter-spacing:-.035em}
.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.service-card{position:relative;min-height:250px;padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:white;transition:.2s ease}
.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#b6d4f3}
.service-card .icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:#eaf4ff;color:var(--blue);font-weight:900}
.service-card h3{margin:28px 0 8px;color:var(--navy);font-size:22px}
.service-card p{color:var(--muted)}
.service-card span:last-child{position:absolute;right:24px;bottom:20px;color:var(--green);font-size:24px;font-weight:900}
.split{display:grid;grid-template-columns:1fr 1fr;gap:80px;background:var(--navy);color:white}
.split h2{color:white}.split>div:last-child{font-size:20px;color:#dceafb}.bilingual{font-weight:900;color:var(--green)}
.quote-section{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;background:var(--cloud)}
.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding:30px;border-radius:var(--radius);background:white;box-shadow:var(--shadow)}
.form-heading h3{margin:0;color:var(--navy);font-size:22px}.form-heading p{margin:2px 0 0;color:var(--muted);font-size:13px}
fieldset{margin:8px 0 0;border:0;padding:0}legend{margin-bottom:12px;font-weight:900;color:var(--navy)}
.coverage-options{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}
.coverage-choice,.consent{display:flex;align-items:flex-start;gap:10px;padding:12px;border:1px solid var(--line);border-radius:12px;background:#fbfdff;cursor:pointer}
.coverage-choice input,.consent input{width:auto;margin-top:4px;accent-color:var(--blue)}
.conditional{display:none;margin-top:10px;padding:22px;border:1px solid #cfe0f0;border-radius:16px;background:#f8fbff}
.conditional.is-visible{display:block}.conditional .form-heading{margin-bottom:16px}
.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
label{display:grid;gap:7px;font-size:14px;font-weight:800;color:var(--navy)}
input,select,textarea{width:100%;border:1px solid #cbd8e5;border-radius:12px;background:#fbfdff;padding:13px 14px;font:inherit;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:3px solid rgba(8,104,220,.16);border-color:var(--blue)}
.full{grid-column:1/-1}.form-note{margin:0;color:var(--muted);font-size:13px}
.honeypot{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;opacity:0!important}.form-note.success{color:#237000;font-weight:800}.form-note.error{color:#a62020;font-weight:800}.button[disabled]{opacity:.58;cursor:wait}
.contact{display:grid;grid-template-columns:1fr 1fr;gap:60px}.contact h2{font-size:34px}.contact p{margin:5px 0;color:var(--muted)}
footer{display:flex;justify-content:space-between;gap:20px;padding:28px clamp(24px,7vw,110px);background:#061f3e;color:#c9daec;font-size:14px}
.service-hero{padding:86px clamp(24px,7vw,110px);background:linear-gradient(135deg,#f5faff,#ecf5ff);text-align:center}.service-hero h1{max-width:900px;margin:8px auto 18px;color:var(--navy);font-size:clamp(42px,6vw,72px);line-height:1.04}.service-hero>p:last-of-type{max-width:760px;margin:0 auto;color:var(--muted);font-size:20px}.service-layout{display:grid;grid-template-columns:1.15fr .85fr;gap:64px}.service-copy h2{font-size:38px}.service-copy h3{margin-top:34px;color:var(--navy);font-size:24px}.check-list{padding:0;list-style:none}.check-list li{position:relative;margin:13px 0;padding-left:32px}.check-list li:before{content:"✓";position:absolute;left:0;color:var(--green);font-weight:900}.service-aside{align-self:start;position:sticky;top:110px;padding:30px;border-radius:var(--radius);background:var(--navy);color:white;box-shadow:var(--shadow)}.service-aside h2{color:white;font-size:30px}.service-aside p{color:#d7e7fa}.service-aside .button{width:100%;margin-top:12px}.service-back{display:inline-block;margin-bottom:20px;color:var(--blue);font-weight:800}
@media (max-width:900px){nav a{display:none}.hero,.split,.quote-section{grid-template-columns:1fr}.hero{min-height:auto;gap:40px;padding-top:64px}.hero-visual,.hero-visual>img{min-height:430px}.service-grid{grid-template-columns:1fr 1fr}.quote-section,.split{gap:35px}.brand img{width:370px;height:88px}}
@media (max-width:900px){.service-layout{grid-template-columns:1fr}.service-aside{position:static}}
@media (max-width:620px){.site-header{padding:8px 16px}.brand img{width:285px;height:74px}.hero{padding:58px 20px}.hero h1{font-size:48px}.hero-visual,.hero-visual>img{min-height:390px}.trust-card{right:12px;bottom:12px;left:12px;padding:19px}.section{padding:68px 20px}.service-grid,.contact,.quote-form,.field-grid,.coverage-options{grid-template-columns:1fr}.full{grid-column:auto}footer{display:block}.language{padding:7px 11px}}